There isnt anything too special about the app. Its really easy to set up. You get the hang of it quickly.
I didnt like, however, that your only two choices for classifying your payment method were cash or cheque. It would be nice if you could put in your own payment methods and choose accordingly. I thought the report would group together similar purchases (or that there would be an option) so you can see how much a category of expense is costing you. It doesnt do that. I bank with PNC and I use their virtual wallet, which does the same thing as this app, but more detail since your using their debit card, so this app was a waste for me. I gave it three stars because if youre not already using something like virtual wallet, and you need something really simple to account for your dollar spending, this works if you keep up with it.